Real estate services on the Costa del Sol

Nothing. The commission is paid by the seller or developer and is included in the property price in any case. The entire process is free of charge, from the first call through the selection, on-site checks, viewings and negotiations to the handover of the keys. You pay the taxes, lawyer, notary and Land Registry costs, meaning expenses that would arise even without us. You pay us nothing in advance.

We search for and compare properties, check them on site, arrange viewings, negotiate the price and terms, and coordinate the entire process. The legal and tax matters are handled by an independent lawyer. This includes checking the owner and any debts, preparing contracts, transferring utility accounts and filing tax returns. We deliberately maintain this boundary. An agency that carries out its own legal checks is effectively assessing itself.

We will help you with both. You need an NIE, the foreigner's identification number, to buy property and deal with your tax obligations. A Spanish bank account makes it easier to pay utility bills and owners' association fees. We arrange both with a lawyer well in advance, not the day before your visit to the notary. Waiting for an NIE can otherwise delay the entire transaction by several weeks.

We will view the property for you and connect you by live video, so you can ask questions in real time. We will show you the view from the terrace, noise levels in the area, the property's aspect and the actual route to the sea and local shops. This narrows down the shortlist, so you need only travel for properties that genuinely make sense for you.

Non-residents can apply for a Spanish mortgage, but approval and the amount are individual. A planning assumption such as 60 to 70% financing is not an offer. The bank assesses income, debts, age and the property valuation. Your own funds must cover the remaining price, purchase costs and a reserve. We do not lend or approve mortgages. We introduce a mortgage specialist and coordinate the steps with your independent lawyer. Arrange the NIE early. A Spanish account may simplify utilities and may be required by your lender, but it is not a universal legal condition for buying a home.

We usually plan the programme over one to three days, depending on the number of properties that make the shortlist. We accompany you on the viewings, speak Czech and show you the surrounding areas between visits, so that you can see where you would actually be living. We will give you our honest opinion of the property, its surroundings and its investment potential, and answer all your questions.

We remain your main contact on the coast. We can help with furniture and equipment, recommend tradespeople, insurance providers, a tax adviser and doctors. We can also manage the property and arrange rentals if you are interested. Utility transfers and the non-resident tax return are handled by the lawyer or adviser. We will ensure that nothing is overlooked.

Call or write to us and tell us what you are considering, your budget, how many times a year you want to visit and whether you are looking for a property for your family, with a dog or for rental purposes. We will then prepare a selection from the entire market and go through it with you. You sign nothing, make no commitment and set the pace yourself.

As an EU non-resident you pay 19 percent tax on the difference between the sale and purchase price; the buyer withholds 3 percent of the price by law, which is credited in your return. The town hall charges plusvalía on the rise in land value, usually hundreds to low thousands of euros. Purchase costs (taxes, lawyer, notary) are deductible from the gain, so keep every invoice.

No. Your lawyer needs to check the current regional and local rules, any required registrations and the owners’ community position for that specific property and intended use. We can then assess realistic income against seasonal vacancy, cleaning, management, maintenance and taxes.

We confirm the available unit, its specification, price and payment schedule with the selling side before recommending a reservation. Compare a specific floor plan and unit number, rather than relying on a project-wide “from” price.

Agree a written management scope: key holding, inspection frequency, cleaning, urgent repairs, owner reporting and guest support if applicable. Management, furnishing and rental operations are separate paid services. Ask for the fee and approval limits for repairs before signing.

Discuss the ownership shares, source of funds, mortgage obligations and succession plans before reserving. Ask independent Spanish and Czech tax advisers how ownership or rental income affects your own circumstances. We coordinate the purchase; they provide the individual legal and tax advice.

Compare the access arrangements, locks, insurance, alarm options and a practical key-holding or inspection service. Ask who can respond locally and how an incident is reported. No building or service can promise that a risk disappears completely.

Choose according to timing, the exact unit and the total cost. A resale allows you to inspect the home and established community now. A new build requires checks on the developer, permits, payment protection, specification and delivery terms. Rental use must be checked separately for either option.