Czech real-estate agency on the Costa del Sol

We guide you through the whole process. From the first call through viewings to the reservation, we connect you with an independent lawyer and a mortgage broker, and we stay with you long after the keys: property management, furnishing, refurbishments and short-term rentals.

Lucie and Radek run the agency, but not alone. Behind them stands a wider team, from lawyers and mortgage brokers to property managers, interior designers and tradespeople. We have many years of practice in this market and almost 200 completed transactions: resales, new builds and villas.

Buying a property on the Costa del Sol is not simply a transaction for us. It is a decision about the place where you will spend part of your life.

First, we get to know you, your ideas, lifestyle and budget. We ask how many times a year you plan to come here, whether you will be travelling with children or a dog, and whether you are looking for a property for golf or rental purposes. Only then do we search for and compare new developments and resale properties across the Costa del Sol market on your behalf.

Our aim is not to sell you a property at any cost. Our aim is for you to buy the right property. That is why, for every property, we also provide a list of things that concern us, such as a north-facing orientation, road noise, community fees or a plot across the road where another house is planned.

And because our estate agency services when purchasing are normally paid for by the developer or seller, you do not pay us an estate agency commission as the buyer. The seller has already included it in the price, even for a buyer who comes without an agent.

~ Lucie and Radek ~

Short-term tourist rentals are legal in Andalusia, but the property must be registered for this purpose and, from 2025, must also have a national registration number. The final say belongs to the owners' association, as some complexes restrict or prohibit tourist rentals. We therefore read the regulations before you reserve the property.

We will not promise you a return in advance. We will show you the seasonal occupancy rates and prices of comparable flats in the same area and compare them with the costs of management, cleaning, utilities, community fees and rental tax. An EU non-resident pays this at 19% of net income.

When you are not here, we will look after the property and manage the rental, including handing the keys to guests, cleaning, minor repairs and communication with tenants and the complex manager. This is precisely why most of our clients stay in touch with us for many years after their purchase.

Management and rental after purchase is a separate service; the fee depends on the scope (key handover only, or full operation) and you receive it in writing beforehand.

Costa del Sol lies in the south of Spain and offers more than 320 days of sunshine a year, mild winters, Málaga Airport, international schools, over 70 golf courses and a large international community. Compared with less expensive coastal areas, you will pay more, but there is life here all year round. This is often the deciding factor for our clients.

If your budget does not stretch to this coast, we will tell you during the first call, not after three days spent viewing properties.

As an EU citizen without Spanish residency, you can obtain a mortgage. Spanish banks commonly lend non-residents 60 to 70% of the value at which their own valuer assesses the property. You must pay the remainder of the purchase price, together with taxes and fees, from your own funds, so you should expect to need approximately 40 to 50% of the price.

The bank will require tax returns, proof of income from the Czech Republic or Slovakia, bank statements and evidence of the source of the funds. A fixed interest rate for the entire term is common here. Approval takes four to eight weeks, so arrange finance before reserving the property, not afterwards.

We do not provide mortgages ourselves. We will arrange a meeting with a mortgage specialist who will compare offers from several banks, and we will go through the discussions with you. With the help of a lawyer, we will arrange your NIE and Spanish bank account in good time, as you cannot complete the purchase without them.